What is an IBR/ISL?

An IBR (income-based repayment loan) or ISL (income-share loan) are both income-based repayment options. We offer income-based repayment agreements as an alternative to upfront program payments in order to make Pathrise accessible and align incentives.

Flexible Payment Options

$0
out of pocket

We’ve worked with our financing partners to offer flexible and affordable repayment options for our fellows. Our income based repayment loans don’t require you to make payments until you get paid from your new job. Other options include 0% interest, fixed repayment terms, and other advantages that allow you to focus on finding your dream role.

Upon starting our 2 week free trial, we will pre-qualify you for financing to help find the best repayment option for you.   

By the numbers

$0

Amount owed if you don’t receive an offer that qualifies as placement before your anticipated Pathrise end-date.

7-14%

If you choose an Income Based Repayment option, contribute a percentage of your salary towards your loan until it’s paid off or until you hit the maximum payment term, whichever comes first.

0%

Interest loan options available.

Your income-based repayment percentage varies based on the program (Basic, Essentials, Pro) that you select to meet your unique job search needs. 
14-DAY
FREE TRIAL

The first two weeks are free, and you can withdraw at any point in time with no strings attached. See what our program has to offer before making a commitment.

12-MONTH
GUARANTEE

If you don’t receive a qualifying offer before your Pathrise end-date, your loan is paid off with the servicer and your contract is canceled.

More about Our Finance Partners

For mission-driven institutions

Our partners also work with top universities, bootcamps and employers to provide outcomes-based funding.

Pathrise makes it better

We work with our financing partners to offer an extended free trial period, a Placement Guarantee, and a minimum qualifying income to owe payments after you’re placed.